Commercial Appraisal Financial Workbook - Structured Financial Output
The Commercial Appraisal Financial Workbook transforms completed commercial appraisal reports into a clean, computation-ready Excel workbook, providing analysts with structured financial data, derived metrics, and ready-to-use summaries without re-keying or manual spreadsheet work.
What It Delivers
The Commercial Appraisal Financial Workbook is an optional add-on available after appraisal processing is complete. It converts the appraisal into a consistent, analyst-grade Excel workbook designed for internal financial analysis, modeling, and review workflows.
The workbook is deterministic and schema-stable, making it suitable for direct linking into existing underwriting templates, credit memos, and internal models.
Key Features
- Deal Summary Sheet - Pre-computed financial anchor metrics including Effective Gross Income (EGI), operating expenses, NOI, expense ratios, and derived per-square-foot and per-unit values.
- Derived Financial Metrics – Mechanical calculations such as implied value at the appraiser’s cap rate, NOI per SF, value per SF, and operating expense ratios.
- Income & Expense Normalization – Structured income and expense line items suitable for downstream aggregation and modeling.
- Rent Roll Structuring – Tenant-level rent data with calculated percentages and remaining lease terms when available.
- Comparable Sales Table – Analysis-ready sales comps with normalized pricing metrics and distance calculations.
- Cap Rate Sensitivity Table – Optional, clearly delineated sensitivity analysis showing implied value changes across cap rate scenarios.
- Schema Stability – Fixed sheet names, fixed column order, and predictable output to support spreadsheet automation.
- Machine-Friendly Design – Numeric values stored as numbers, percent fields stored as fractions, and missing data handled gracefully without breaking formulas.
Designed for Analyst Workflows
This workbook is intentionally not an editable valuation model. Instead, it serves as a reliable financial artifact that analysts can:
- Link directly into existing spreadsheets
- Copy values into internal underwriting templates
- Reference during credit committee preparation
- Use as a standardized starting point for analysis
All core financial values are computed deterministically during generation, ensuring consistency and avoiding Excel recalculation issues.
When to Use the Commercial Appraisal Financial Workbook
- Reduce manual data entry – Eliminate re-keying of appraisal financials into internal spreadsheets
- Speed up analysis – Start with computed metrics instead of raw tables
- Standardize inputs – Apply consistent structure across varied appraisal formats
- Support internal modeling – Feed reliable values into existing underwriting and portfolio tools
- Improve analyst efficiency – Save time without introducing compliance risk
Important Note
The Commercial Appraisal Financial Workbook is generated from the appraisal report and contains no appraisal opinions, conclusions, or underwriting recommendations. It is intended solely for internal financial analysis and modeling support.
It is not a Review Appraisal Assignment under USPAP and should be used in conjunction with independent professional judgment.
For automated commercial appraisal quality control and risk screening, see ValueGuard. For USPAP-compliant review appraisals with certified appraiser oversight, see ValueGuard Pro.